Rural Residential Loans
At Canter Mortgage, our rural home loan program caters to individuals seeking to purchase rural land with an existing home. Whether your aspirations are grand or modest, our rural home loans are pivotal in turning those dreams into reality. We aim to be an adaptable resource that works with you, not set up roadblocks.
Our rural residential loans can help you acquire your ideal property for recreational pursuits like hunting, fishing, and ATV riding. Additionally, this program caters to buyers interested in overseeing a small number of livestock and crops on their property.
Program Highlights
All allowed, but not required.
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Fixed rate 15 and 30-year loans with low rates available
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Ag-exempt properties allowed but not required
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Purchase, refinance and cash out loans offered
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Owner-occupied and second homes allowed
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Barndaminiums, shed homes and shop homes allowed
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5 to 160 Acres (home value only required to be 30% of overall value)
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Homes with pasture land and tillable acreage
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Schedule F (Farm) income allowed
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The benefits of our rural home loans can include:
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15 and 30 year fixed rate loans
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Purchasing, refinancing, and cash out loans
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Barndominiums, shed homes, and shop homes allowed
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Up to 160 acres of land (the home value is only required to be 30% of the overall property value)
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And more
Helping You Home
At Canter Mortgage, our commitment lies in discovering the best solution to help you home. Allow us to help you navigate through the process by Applying Today